Invest Like a Pro
The little things really do count. Cutting what you spend on lunch from five dollars a day to three dollars a day on every work day in a five day work week saves $10 a week? $40 a month? $480 a year? $2400 in five years?.plus interest.
Start with an interest bearing savings account. You may already have one. If you don?t, you should. A savings account can be opened at the same bank that you do your checking at ? or at any other bank. A savings account should pay 2 ? 4% on the money that you have in the account.
Small Business Credit
Set some specific long term and short term goals. There are no wrong answers here. If it?s important to you, then it?s important period.
If you want to be able to make a down payment on a house, start a college fund for your kids, buy a sports car, take a vacation to Aruba? anything? then that is your goal and your reason to get a handle on your financial situation now.
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